zrewardsby Zaya
Zaya Rewards · one wallet for every local shop

Love local.
Get paid back.

One app and one card that earn at every Zaya shop on your high street. Coffee, haircuts, flowers, Friday dinner: points land the second you pay. Nothing to scan, no paper stamps.

10 ptsper £1 with the card
£0monthly fee
1wallet, every shop
How it works

Pay like you always do. We’ll handle the rest.

Link a card once, or get the Zaya Rewards card. Every Zaya till recognises you, so there’s no app to open and no code to show.

A barista hands a customer a coffee across the counter1

Tap to pay

With the Zaya Rewards card, Apple Pay, Google Pay or any card you’ve linked. Same as always.

Inside Koko Coffee2
e+84 points at Koko Coffee. Stamp 8 of 10.

Points land on their own

Your receipt, your points and your stamp card fill up before you’ve put your phone away.

A croissant on a plate3

Treat yourself

100 points is £1 off at any shop, or spend them on a free coffee, a pastry or a trim. It comes off at the till.

zrewardsDebit
Local · 2× pointsAdaeze Okafor•••• 7302
ContactlessApple PayGoogle PayVirtual card
The Zaya Rewards card

The debit card that pays you back on the high street.

A Mastercard debit card with the app built around it. Double points at every Zaya shop, points everywhere else, and controls that put you in charge.

2×points at Zaya shops
£0fees, at home or abroad
Round-ups become points

Spare change from every payment, saved as points.

Freeze in a tap

Lost it? Freeze it, then unfreeze when it turns up.

Controls that care

Block gambling, switch off online or abroad, and add a late-night check.

Money held safely

Held with licensed partners, kept apart from Zaya’s own funds.

Order your cardSee it in the app
Going out

Made for brunch, birthdays and “my round”.

Split the bill in seconds, send a mate a coffee, keep your streak going and let your points do the treating.

Two young women talking and laughing at a café table
£Jess paid you back £4.30Brunch at Koko, split three ways
Three smiling friends with their arms around each other
A young woman smiling, carrying shopping bags
A young man and woman laughing outdoors
☕Kayode sent you a flat white“Thanks for Saturday.”
Two friends taking a selfie at an outdoor café
⇄Split the bill

Pick friends from the receipt. They pay you back from a link, no app needed.

☕Send a coffee

Treat someone at their favourite café with a note. Pay by card or with points.

🔥Streaks and tiers

Five visits in a week earns 50 bonus points. Climb from Regular to Insider.

+Bring a friend

You both get 500 points after their first visit. That’s £5 each.

A dad walking along a river path with his two children, one on his shoulders
A young family smiling together in front of a city skyline
zrewardsTeen
11 to 17Ife Okafor•••• 5521
Families

One wallet for the whole family.

Pool points so the big treats come sooner, and give your teenager a card that teaches good habits with you in the loop.

★Pool your points

Up to six people earn into one pot. Mum’s flowers and Dad’s haircut add up to a family dinner.

💳Teen cards, from 11

Pocket money every Friday, limits you set, and age-restricted shops always blocked.

👀See it as it happens

A notification when Ife buys a bun after school. Freeze her card from your phone.

🎂Birthdays, remembered

The shops you love send a treat in your birthday week, plus double points everywhere.

3,050 pointsThe Okafor family pot · worth £30.50See Family in the app
Shops near you

Your favourite places are probably already in.

If a shop runs on Zaya, it works with Zaya Rewards. Look for double points days and shops that are new to you.

Run a shop?

Zaya Rewards is built into Zaya. Concierge, your loyalty agent, sets up points, stamps and offers for you.

Zaya for business
Your money, your data

Clear about points. Careful with you.

£Points are worth something

100 points = £1 at any shop. They last 12 months, and we remind you a month before any expire.

👁You choose who sees you

Turn visits on or off for each shop. Off, they see “a rewards member” and you still earn.

🔒We never sell your data

Shops never see your card number, email or the other places you shop.

✓Opt out of anything

Switch off personal offers or marketing in two taps. You still keep every point.

From people who shop local

Small treats. Every week.

“I didn’t sign up to anything at the café. I just paid, and a free pastry turned up on Friday.”
Adaeze, 24Lekki · Local member
“Ife’s card means I stop handing over cash. I can see she’s bought lunch, not sweets. Mostly.”
Chinedu, dad of twoFamily account
“My barber, my café and the bakery on my road all give points now. It adds up faster than I thought.”
Halima, 31Yaba · Local member
Questions

Good to know.

Do I need the card, or can I use my own?

You can link any Visa or Mastercard and earn 5 points per £1 at Zaya shops. The Zaya Rewards card earns double that, plus 1 point per £1 everywhere else.

What’s a point worth?

100 points is £1 off at any Zaya shop. You can also spend them on rewards like a free coffee, or give them to a local food pantry.

Is my money safe on the Zaya Rewards card?

Your balance is held with licensed partners, kept separate from Zaya’s own money. You can freeze or cancel the card any time in the app.

How old do you need to be?

18 for your own account. Teen cards are for 11 to 17-year-olds, set up by a parent or guardian in Family.

What does a shop see about me?

Only what you allow, shop by shop: your first name, visits and usual order. Turn it off and you’re “a rewards member”. Shops never see your card number, email or other shops.

Your high street, rewarded.

Download the app, link a card in a minute, and the next coffee already counts.

Scan to get the app